The Terms of Use (“Terms”) were last updated on July 22, 2021.

Table of Contents

1. Your Accounts
2. Webinar Terms
3. Payments and Refunds 
4. JT & CO’s Rights
5. Miscellaneous Terms
6. Updating Terms
7. Content and Behavior Rules

1. Your Accounts

You need an account for performing activities on our platform. Please keep your password in a safe place because you are responsible for all activity associated with your account. You must reach the age of consent for our online services in your country to use JT & CO.

You must provide us and continue to provide us accurate and complete information. It includes a valid email address. You have full responsibility for your account. Suppose anything happens on your account, including any harm or damage caused by someone using your account without your permission. You need to take care of your password. You may not transfer your account or even use someone else’s account. If you contact us to request account access, we will not grant you such access unless you provide us with the information we ask you to prove you are the account owner. In the event of death, the user account will be closed.

You cannot share your account login credentials with anyone. You are responsible for your account, and JT & CO will not intervene in disputes between those who have shared account login credentials.

All students must be above 18 years of age to create an account on JT & CO and use our Services. If you are under 18 but above the required age for consent to utilize our services, we encourage you to invite your parent or guardian to help open the account. If you are below this age to use online services, you may not create a JT & CO account. If we discover that you have created a user account that violates these rules, we will terminate your account.

2. Webinar Terms

Your data will be to process your order for webinar participants, support your experience throughout this website, and other purposes described in our terms and privacy policy. 

By completing your webinar purchase, you agree to our Webinar Terms Of Service as stated below:

2.1 Webinar Access Link

Upon successful payment, the Access Link is emailed to participants at least 24 hours before the commencement of the webinar.

The Access Link will be unique and should not be forwarded or shared with others.

2.2 Cancellation

Should you the participant decide to cancel the enrolment, a cancellation policy shall be applied as follows:

• A written cancellation notice to JT & CO via email must be at least seven (7) days before the webinar date to have a full refund without penalties.
• For written cancellation received by us less than seven (7) days before the date of the webinar, a 20% of the registration fee penalty will impose as administrative charges.
• No refunds for:

(i) any written cancellations that receive on the same day of the webinar; or

(ii) if the participants failed to join the webinar.

• Replacement of registered participants is not allowed.

2.3 Data Protection

Information given by the participants to JT & CO is true and accurate. The participants have read and agreed with our Privacy Policy stated on the JT & CO official website. And the participants allow JT & CO to collect, process, store, use the given data, and other than in our privacy policy.

2.4 Copyright

The webinar materials shall not be disclosed or used in any manner against any other parties. The webinar materials shall not use in any way as a defense by you or any other parties under any circumstances. The participants shall not reproduce any materials of this program. The copyright and intellectual property rights in any relevant materials produced in this webinar program will remain with JT & CO, who provides such materials.

JT & CO disclaims responsibility for the materials of this program. Neither JT & CO nor its staff shall be responsible for any claims, losses, damages, costs, or expenses connected with any persons relying upon the materials

provided during the webinar.

2.5 Disclaimer

Jtandcom Sdn Bhd (JT & CO) reserves the right to change the webinar speaker, date, time or cancel the webinar if any unforeseen circumstances occur.

JT & CO shall not be responsible for any costs, damages, or losses incurred by the participant due to the changes or cancellation. JT & CO also reserves the right to make alternative arrangements without prior notice should it be necessary. Upon registering, participants deem to have read and accepted our Terms and Privacy Policy.

3. Payments and Refunds

When you make a payment to us, you agree to use a valid payment method.

3.1 Pricing

The prices of content on JT & CO are determined based on the ongoing promotions policy.

We may occasionally run some promotions and sales for our content, during which specific content is available at special prices for a given set of periods.

3.2 Your Payments

You agree to pay us the fees due for your content purchase. You authorize Jtandcom Sdn Bhd to charge your debit or credit card as means of payment for those fees. JT & CO works with payment service providers to offer you the most convenient payment methods, and we keep your payment information secure. We may update your payment methods using the information given by our service providers. Please check our Privacy Policy for more details.

When you purchase with us, you agree not to use an invalid or unauthorized payment method. We reserve the right to refuse your access to any of our content that we have not received your payment.

3.3 Refunds

We reserve the right to refund you as a refund credit or by using your original payment method at our sole discretion. It depends on the capabilities of our payment service providers, the platform from which you purchased your content, and other factors.

If we decide to issue you refund credits to your account, it will automatically apply towards your next content purchase on our website. Refund credits may expire if you did not use them within the given set period, and they will have no cash value.

If we believe you abuse our refund policy system, for example, if you have already consumed a significant portion of our content and you want a refund, or if you have previously got refunded on the content, we reserve the right to deny your refund, restrict you from other future refunds, ban your account, and restrict all future use of the Services. If we disable your access to the content due to violating these Terms, you will not be eligible to receive a refund.

3.4 Gift and Promotional Codes

JT & CO or our partners may offer gift and promotional codes to students. You can use specific promotional codes to redeem for a gift or promotional credits applied to your JT & CO account, which you then may use to purchase our content on our platform, subject to the terms included together with your promotional codes.

These codes and credits may expire if not used within the period specified in your JT & CO account. Gift and promotional codes offered by JT & CO may not be refunded for cash unless otherwise specified in the terms included with the claim promo codes. Our gift and promotional codes provided by a partner are subject to that partner’s refund policies.

4. JT & CO’s Rights

We own the JT & CO platform and its Services. It includes the website, the current or future services, code, logos, API, and content created by JT & CO. All right, title, and interest in and to the JT & CO platform and Services. It includes our website, our APIs, databases, our existing or future applications, and the content our employees or partners provide through our Services (but excluding content provided by instructors and students) and will remain the exclusive property of JT & CO, also its licensors. You do not have a right to use the JT & CO name or any of the JT & CO trademarks, logos, domain names, and other features. Any comments or suggestions you provide to us regarding JT & CO or our Services are voluntary. JT & CO will be free to use your feedback, comments, or suggestions as we see fit.

You may not exercise any of the following when using the JT & CO platform and its Services:

Access, tamper with or use in non-public areas of the site (including content storage) or JT & CO’s computer systems.

Disable, interfere, or try to circumvent any features of the platforms related to security, test or scan the vulnerability of our systems.

Copy, modify, reverse engineer, reverse assemble or otherwise attempt to discover any source code of or content on the JT & CO platform or Services.

Access or search our platform other than our currently available search functionalities provided via our website or API. You may not use spider, robot, or use other automation of any kind to access our Services.

Using the Services to send altered or misleading identifying information; or interfere or disrupt the access of any user, host, or network, this including sending a virus, overloading, flooding, spamming the platforms or services, or creating an undue burden on the Services.

5. Miscellaneous Terms

Like any other contract, these terms have essential legal terms that protect JT & CO from the countless events that could happen and clarify the legal relationship between you and us.

5.1 Binding Agreement

You have agreed to enter into a legally binding contract with JT & CO by registering, accessing, or using our Services. If you disagree with the Terms here, please do not register or access JT & CO Services.

If you are an instructor accepting our Terms by using our Services on behalf of a company, government, or any other legal entity, you represent and warrant that you are authorized to do so.

Any other version of these Terms in languages other than English is to provide convenience. You agree that the English language will control in the event if there is any conflict arise.

The Terms herewith represent the entire agreement between you and JT & CO.

If any part of these Terms is to be invalid by applicable law, that provision will deem superseded by a valid provision that matches the intention of the original condition. The remainder of the Terms will continue to be effective.

Even if we delay exercising the rights or fail to exercise any rights, it does not mean that JT & CO must waive our rights under these Terms. We may enforce them in the future. If we choose to waive off any of our rights, it does not mean we have waived our rights generally.

The following sections shall survive the expiration of these Terms: JT & CO’s Miscellaneous Terms.

5.2 Disclaimers

Our platform may be at times down, for example, for planned maintenance or unforeseen downtime with our site. It may happen that our instructors are making misleading statements in their content. At times, we may encounter some security issues. You, with this, have to accept that you will not have any recourse against JT & CO if things don’t work as planned. In legal, our Services and the content are provided on an “as is” and “as available” basis. We make no warranties or representations on the lack of errors, suitability, reliability, availability, timeliness, security, or our Services’ accuracy or content. We expressly disclaim any warranties or conditions (whether express or implied)—this including implied warranties of merchantability, the title, and the non-infringement. And we make no warranty that you will obtain the specific results from using our Services. Your use of our Services is entirely at your own risk.

We may decide to cease making certain available features of the Services at any time. Under no circumstances will JT & CO or its affiliates, partners, suppliers, or agents be liable for any damages due to any interruptions or non-availability of the features.

We are not responsible for any delays or failure to of our platform performance of any of our Services, which may cause by any events beyond our reasonable control (example, an act of war; sabotage; natural disaster; electrical, internet, or telecommunication outage; or government restrictions).

5.3 Limited Liability

There are risks to using our Services. For example, if you access our health and wellness content and you may injure yourself. You will fully accept these risks, and you agree that you will have no recourse to seek damages if you suffer any losses or damages using our platform and Services. In legal terms, to the extent permitted by law, we will not be liable for any indirect, incidental, or consequential damages, whether arising from our contract, warranty, tort, product liability, and even if we have already advised of possible damages upfront. Our liability to you under any circumstances is limited to one hundred dollars ($100), or the amount you have paid us within the twelve (12) months before the event to your claims.

5.4 Indemnification

If your behavior in our platform gets us in a legal case, we may also exercise legal recourse against you. You agree to indemnify and defend JT & CO, our group companies, and their officers, directors, partners, suppliers, and agents on any damages, third-party claims, demands, losses, or expenses that arise from (i) the content you post or submit (ii) your use of the Services (iii) any violations of these Terms or (iv) your violation of any rights to a third party.

5.5 Legal Actions

No action shall arise or relating to this agreement may be brought by either party more than one (1) year term after the cause of action has accrued, except where this limitation cannot impose by the law.

We hereunder are given any notice in written format and delivered by registered mail for return receipt requested or by email.

5.6 Relationship Between Us

You or we agree that no contractor, joint venture, partnership, employment, or agency relationship exists between you and JT & CO.

5.7 No Assignment allowed

You may not transfer these Terms; for example, if you registered with us an account as an employee of a company, you could not transfer it to another employee. We may assign these Terms to another company or person without any restriction. Nothing in these Terms confers any rights or remedies due to any third-party entity or person. You agree that your account can not be non-transferable and that all rights under these Terms will terminate upon your death.

5.8 Sanctions and Export Laws

You warrant that you (whether an individual or a representative of any entity on whose behalf you use the Services) a resident of any country that is subject to applicable US trade sanctions (countries like Syria, Cuba, Iran, North Korea, Sudan, or the Crimea region of Ukraine). You warrant that you are not a person or entity named on any government specially designated national or denied-party list.

Suppose you become subject to such a restriction during the term of any agreement with JT & CO. You will notify us, and we will have the right to terminate any further obligations to you, effective immediately and with no additional liability to you (but without prejudice to your outstanding obligations to JT & CO).

You may not transfer, access, use, export, re-export, divert, or disclose any of our Services or any technical information and materials in violation of any United States and other applicable country export control laws, rules, and rules regulations. And you agree not to upload any content or technology which the export is controlled explicitly under such laws.

6. Updating Terms

We may update the Terms to clarify our practices or to reflect new or different methods, and JT & CO reserves the right in its sole discretion to modify and make changes to these Terms at any time. All modifications will become effective on the day they post.

If you continue to use our Services after the updates become effective, this means that you have accepted those updates and changes. Any new revised Terms shall supersede all of the previous Terms.

7. Content and Behavior Rules

You are responsible for all the content you post on our platform. You should keep the reviews, courses, questions, posts, and any other content you upload must in line with our guidelines and by the law. We can refuse your account for repeated or major offenses.

You may not create an account for unlawful purposes. Your use of our Services and behavior on our platform must comply with your country’s applicable local or national laws or regulations. You agree to abide by the laws and regulations that apply herewith.

If you are a student, you can ask the instructors of courses or other content you enroll in and post content reviews. For specific content, the instructor may invite you to submit content as “homework” or tests. Do not post or offer anything that is not yours.

JT & CO has discretion in enforcing these Terms. We may terminate your permission to use our Services or ban the account at any time. Whether with or without notice, for any or no reason at all, for any violation of the Terms. Suppose you fail to pay the fees upon due or for any fraudulent chargeback. Upon the request of law enforcement, for an extended period of inactivity, for unexpected technical issues, if we suspect you engage in any fraudulent or any illegal activities in our sole discretion. Upon termination, we may delete your account and your content and prevent you from accessing the platforms and use of our Services. Your content may still be available on our site even if we terminate your account. And you agree that we have no liability to you or a third party for the termination of your account, removing your content, or blocking your access to our platforms and services.